Lome - Post Report Question and Answers
Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?
Credit cards are being accepted more and more. Most of the main grocery stores accept them, many of the hotels and nicer restaurants, and even the local delivery service and taxi application can link to one. ATMs are dotted around the city and are generally safe to use. - Aug 2025
I have never used my credit card locally. I carry cash and make any exchanges at the local bank. Although I try not to exchange too much cash at once since robberies are common. The police set up checkpoints throughout the grand Marche a few months ago and when I tried going to the bank, I had to park my motor bike outside the check point and walk a few blocks to the bank. They said this was to deter the shooters on motor bikes but I can easily be pick pocketed walking on the street. It wasn't very well thought out. - Mar 2019
I use a credit card regularly at the larger supermarkets, and have never had any problem. - Feb 2019
Nope. This is a money based economy. ATMs are safe only inside the Embassy - Sep 2017
Credit cards are almost never used--an entirely cash economy. Only use ATMs in recommended locations. - Aug 2015
I am a cash-only person, but the embassy has an ATM that is safe to use. - May 2014
use one only at a big hotel, like Mercure, Sarakawa or Ibis. Don't use it anywhere else. Using an ATM is ok, but be careful! Don't let anyone see your pin code! - Mar 2011
