Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?

Yes, yes, and yes. If you have USAA, there are only two ATMs that will accept your debit card: Bank of America and Standard Chartered. - Jun 2020

Yes and yes. I use cash though much more frequently than in the U.S. Grab an Octopus card when you get here. Octopus pays for everything from transportation to 7-11. - Jul 2018

Safe and easy. Not all places take credit so we try to keep cash handy as well. - Apr 2016

No problem at all. - Feb 2015

Credit cards are widely accepted. - Feb 2015

I use a lot of cash, but I use my credit card more. We usually cash a check at the Consulate. - Mar 2012

All fine and safe, credit is taken most places. - Mar 2012

I've had no issues. I opened a HK account and use the direct debit facility. I also use my foreign credit cards regularly. - Aug 2010

Commonplace and ubiquitous. - Jun 2010

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