Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?

Yes, but be careful. CC fraud is pretty common. ATMs are widely available in Dhaka, and are generally safe. - Jun 2019


Mostly a cash-based economy, but credit cards are accepted at most of the shops catering to expats. - Jul 2018


Visa cards can be used locally at most of the upscale venues in the diplomatic enclave. However, Embassy staff are not allowed to visit any local retail establishments, so you will never really have an opportunity to use a credit card locally. There are reliable ATM machines in the Enclave, but US embassy staff are only allowed to use the ATM on the embassy grounds. - Apr 2017


More and more places, especially restaurants and shops frequented by the expat community, are beginning to accept credit cards. I've used my credit card many times without incident, although it's a good idea to use cash if you're at all doubtful about the establishment's ability to protect your information. The Embassy ATM is the only one I use. - Jun 2016


This is a cash economy. - May 2016


Seems ok at reputable banks. - Jun 2015


more places are accepting credit cards, but it's a 80-90% cash society - Mar 2015


I don't use them, except commissary (2% fee). Bring lots of checks. You will use cash mostly. - Sep 2014


Don't use them at all. - Aug 2014


Don't. Just don't. There's an ATM on compound that's safe, but every other ATM is like playing russian roulette with your personal information. Bring LOTS of checks - you will use them to get cash from the bank, to pay at the commissary, to load money onto your club account, etc. several checks each month. - Jul 2014


Credit cards are not widely accepted, but you can use them (for a fee) at shops and restaurants in the dip zone. It's very much a cash economy. There's a reliable ATM at the American School and in the Embassy. - Aug 2013


Easy at the embassy. - Apr 2013


We don't use either, ever. It is a cash-only society. There is an ATM at the embassy. - Aug 2011


The embassy has a safe ATM. Have never used a credit card here. I would advise against it. - Jun 2011


There have been reports of people having their bank accounts hacked after using local ATMs - the Embassy has a safe one, but very, very few places take credit - happily, usually the places that expats tend to shop. - Feb 2011


There is an ATM at the embassy. - Jan 2011


Not too safe but can be done. - Jan 2011


This is generally not a problem. I used my ATM card at HSBC and Standard Chartered Bank with no issues, and I received all funds in Taka at the prevailing exchange rate with the US dollar. - Oct 2010


Very few places accept credit cards, and there are very few ATMs. Cash is king. The embassy has an ATM and a bank branch to cash checks for their personnel. - Apr 2010


Some stores in the diplomatic area take credit cards, but people rarely use them--this is mainly a cash economy. ATMs are widely available in Dhaka, including name-brand ones like HSBC and Standard Chartered. - Oct 2009


There are a few ATM machines. Most Mission people use the one located on the embassy compound. - Aug 2009


It is dicey. We use the ATM at the Embassy almost exclusively or cash checks at the Embassy bank. Some businesses and the big hotels accept credit cards, but it is mostly a cash economy. - Mar 2009


I was able to open a dollar account, but only with the help of an employer. I opened a taka account with an ATM.This was a fine experience. - Nov 2008


I don't use ATMs here but there is one at the Embassy. - Oct 2008


There are no problems with ATMs. - Mar 2008


i've used both without problem. The grocery stores, tourist shops, hotels, etc. all accept credit cards. That said, however, this is pretty much a cash economy. - Feb 2008


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