Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?

Yes, though I always carry some cash as a back up. - Jul 2019

I hardly use them. ATMs are common, but there is often a hefty fee for withdrawing money. - Nov 2016

Yes, in all of the restaurants and grocery stores frequented by expats. - Jun 2016

We mostly use cash, but do use credit cards at the major stores. We cash checks at the Embassy. - May 2016

Use sparingly. Skimming is common. Cash is king. - Aug 2015

Bring cash. Almost nowhere accepts credit cards. ATMs are generally very safe. Just be smart and aware of your surroundings. Use an ATM that is actually attached to a bank just in case it eats your card. I used Raiffeisen and Pro Credit during my tenure without any incident. - Jun 2014

Don't use them. Credit card fraud is rampant. - Apr 2014

Use cash. Get it from a Raffeisen ATM. - Apr 2013

I used both and never had too much trouble, although the availability of ATMs was limited. - Sep 2012

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