Toronto - Post Report Question and Answers

Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?

Yes, everything is tap-tastic. You almost never need cash. Everything is safe to use. - Aug 2022

All accepted and widely used, and safe. - Jun 2018

Yes, safe, no issues. - Apr 2018

They are, they are safe and ATMS are all over the city. - Nov 2016

Credit cards accepted everywhere. ATMS charge a fee, sometimes hefty--consider your options before withdrawing from ATMs. - Oct 2016

Everything works fine. But find out what your fees will be before using your ATM to withdraw from a Canadian back. You should open an account here. You'll need it for rent. You'll also need it for utilities, I hear, they're not included in rent. - Nov 2015

Surprisingly, some restaurants and cafes would only accept cash (that sounds a bit like tax evasion!), but most places accepted credit cards. Be mindful that when dealing with Toronto Hydro, the provider of electricity and water. They will only accept cash or Canadian bank accounts or credit cards. So you will need to open a Canadian bank account to pay these bills as well as your rent for housing. - Jul 2015

All work easily. We make sure we use a credit card with no foreign transaction fees. LQA rents must be drawn on a local bank, so you will need to open a checking account. - Jan 2013

Most stores accept credit cards, and ATMs are all over the city. - May 2010

No problem. - Apr 2010

You can use your credit, debit card everywhere. ATM machines everywhere. - Aug 2008

Scotia bank is fee-free for Bank of America customers. Customs house currency exchange is available for USG employees. Debit cards (Interac) are popular. - Jan 2008

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