Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?
Credit cards can be used at the Ace stores (Ace Office is likely where you'll go to buy groceries), restaurants, hotels. - Mar 2020
There are only a handful of ATMs in the country. Only two or three on Pohnpei, one each (maybe) on the other three islands. Almost no one accepts credit cards in the FSM. - Feb 2013
There is one ATM machine on the island - Bank of Guam. It's safe to use. Credit cards are only accepted at a few hotels and hotel restaurants and a handful of stores. - Apr 2008