Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?

Credit cards are becoming more common in fancier restaurants and some shops (usually with a 3% fee). ATMs are common although they don't always work-- sometimes you'll have to try 4-5 before you find one that accepts your card, is working, and has money. I think they are relatively safe to use. - Jun 2020


It's mostly a cash economy. I haven't had any problems with ATMs. - Oct 2018


We did not use our credit cards or ATMs in Laos. We know people who did, most were successful. - Jan 2014


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