Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?

Yes. The are very widely accepted and safe to use. Most Mongolians use cards but cash is more common in the countryside and smaller establishments. - Sep 2020


Yes. - Aug 2020


Credit cards are widely used without a problem. We don't use ATMs, but others do with success at a select few. - Jul 2019


I have not had problems using either. I know of a few ATM scams especially at the airport so something to keep in mind. - Oct 2016


No problems. Credit cards are widely used and ATMs available around the country. I don't have concerns about fraud as I would in many other places. The other day I saw a lady telling her young daughter quite loudly and openly what PIN to enter at the ATM - generally it's pretty trusting and I just hope it does last! - Feb 2015


No experience. - May 2012


Doable. - Feb 2012


Don't even try it, but if you are brave, use credit cards only in major retail establishments. ATMs? Forget it about. They exist here but expats have been advised against using them. - Feb 2011


I do not use them here. There are a few ATMs around the city. Some stores accept credit cards, usually Visa. - Jan 2009


You can, in few places. - Oct 2008


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