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Phnom Penh



Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?

Larger stores and expensive restaurants catering to expats will accept them, as will AEON mall. Otherwise this is a cash society ATMs are generally easy to find. Use the normal precautions that you would anywhere. - May 2, 2017
I rarely (never? ) used credit cards. It's a cash economy and the US dollar is widely accepted. - Oct 24, 2016
Credit cards are only used at hotels and big restaurants. Cash is better but US$20 bills and lower. - May 18, 2015
I never carried or used ATM or credit cards. - Feb 13, 2015
Some of the bigger hotels will accept credit cards (with steep overhead charges) but otherwise it is best and easiest to use cash for everything. Make sure to have plenty of small bills (ones, fives, tens) when you arrive because you will be using them for everything. - Aug 13, 2013
Generally no problem, though lots of the banks charge about a $4 access fee (on top of whatever your home bank charges). It usually makes more sense to open a local account. - Jan 16, 2012
We only used the ATM machine located in the Embassy. - Aug 9, 2011
Cash economy, cc only in five star hotels. - Aug 6, 2011
You can withdraw money at most ATMs, especially ANZ Royal bank - however, you will pay at least $3 or $4 in surcharges. Cambodia primarily uses the dollar. - Oct 9, 2010
There are lots of ATMs in PNH and a few in provincial capital cities. Several banks offer free ATM withdrawal in US$. Others allow US$ withdrawals for a US$2 fee. Credit cards are becoming usable in Phnom Penh but generally only in upscale businesses. - Feb 27, 2008