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Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?

Officially recommended not to use outside of the Embassy ATM, but many people do and have few problems. - May 17, 2016
We are cautioned not to use ATM's and be careful with credit cards but I haven't heard of anyone having problems recently. - Dec 18, 2014
We pay with cash to eliminate the fees. - Nov 23, 2014
Just use the one at the Embassy. - Aug 16, 2014
More and more places accept credit cards, but it's still a cash economy. It's best to use ATMs inside banks, as they say a lot of others could have skimming equipment. There are ATMs on every corner or so it seems. - Jun 3, 2011
They are available and convenient all over. However they are not recommended to use on account of fraud. I did recently have a friend who experienced credit card fraud already since I have been here. Cards can and have been taken from the machines and sometimes they steal your pin number and make random charges to your account. - Oct 30, 2009
This is still a cash-based society. Outside of restaurants, shops, malls and other established outlets, people expect to be paid in cash. That being said there are numerous ATMs all over Sofia. - Feb 9, 2008