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Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?

Visa cards can be used locally at most of the upscale venues in the diplomatic enclave. However, Embassy staff are not allowed to visit any local retail establishments, so you will never really have an opportunity to use a credit card locally. There are reliable ATM machines in the Enclave, but US embassy staff are only allowed to use the ATM on the embassy grounds. - Apr 11, 2017
More and more places, especially restaurants and shops frequented by the expat community, are beginning to accept credit cards. I've used my credit card many times without incident, although it's a good idea to use cash if you're at all doubtful about the establishment's ability to protect your information. The Embassy ATM is the only one I use. - Jun 17, 2016
This is a cash economy. - May 18, 2016
Seems ok at reputable banks. - Jun 20, 2015
more places are accepting credit cards, but it's a 80-90% cash society - Mar 2, 2015
I don't use them, except commissary (2% fee). Bring lots of checks. You will use cash mostly. - Sep 29, 2014
Don't use them at all. - Aug 3, 2014
Don't. Just don't. There's an ATM on compound that's safe, but every other ATM is like playing russian roulette with your personal information. Bring LOTS of checks - you will use them to get cash from the bank, to pay at the commissary, to load money onto your club account, etc. several checks each month. - Jul 28, 2014
Credit cards are not widely accepted, but you can use them (for a fee) at shops and restaurants in the dip zone. It's very much a cash economy. There's a reliable ATM at the American School and in the Embassy. - Aug 9, 2013
Easy at the embassy. - Apr 11, 2013
We don't use either, ever. It is a cash-only society. There is an ATM at the embassy. - Aug 14, 2011
The embassy has a safe ATM. Have never used a credit card here. I would advise against it. - Jun 25, 2011
There have been reports of people having their bank accounts hacked after using local ATMs - the Embassy has a safe one, but very, very few places take credit - happily, usually the places that expats tend to shop. - Feb 8, 2011
There is an ATM at the embassy. - Jan 29, 2011
Not too safe but can be done. - Jan 7, 2011
This is generally not a problem. I used my ATM card at HSBC and Standard Chartered Bank with no issues, and I received all funds in Taka at the prevailing exchange rate with the US dollar. - Oct 25, 2010
Very few places accept credit cards, and there are very few ATMs. Cash is king. The embassy has an ATM and a bank branch to cash checks for their personnel. - Apr 27, 2010
Some stores in the diplomatic area take credit cards, but people rarely use them--this is mainly a cash economy. ATMs are widely available in Dhaka, including name-brand ones like HSBC and Standard Chartered. - Oct 30, 2009
There are a few ATM machines. Most Mission people use the one located on the embassy compound. - Aug 6, 2009
It is dicey. We use the ATM at the Embassy almost exclusively or cash checks at the Embassy bank. Some businesses and the big hotels accept credit cards, but it is mostly a cash economy. - Mar 13, 2009
I was able to open a dollar account, but only with the help of an employer. I opened a taka account with an ATM.This was a fine experience. - Nov 20, 2008
I don't use ATMs here but there is one at the Embassy. - Oct 27, 2008
There are no problems with ATMs. - Mar 2, 2008
i've used both without problem. The grocery stores, tourist shops, hotels, etc. all accept credit cards. That said, however, this is pretty much a cash economy. - Feb 24, 2008