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Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?

I don't use ours often, but a lot of people do. I think there are certain ATMs the embassy approves. It hasn't really been a problem. - Mar 5, 2017
I only use the ATM on the Embassy compound - Jul 4, 2015
We don't use credit cards because of foreign transaction fees, but some stores and restaurants claim to accept them. My husband cashes checks for our money because the ATM has a very low limit of $350 per transaction. We've heard about 'safe' ATMS, so we only use the one at the embassy. - Jan 29, 2013
No credit cards: you need to use cash only. Very seldom are there CC machines AND it is not recommended they be used here anyway. Trips to ATM will become second nature and a must! And only certain banks are recommended as "safe" to pull money from! Seems that the machines here have a mind of their own and don't always function -- so be aware! - Dec 22, 2011
There is an ATM at the embassy and it is recommended you use that one. Credit card fraud is a big problem here, so stick with cash if possible. - Sep 9, 2010
RSO recommends only using one on embassy grounds. Reports of fraud/theft otherwise. - Aug 21, 2010
I typically use the ATM on the embassy compound, but I've used others around town when I had to and haven't been ripped off (yet). - Oct 1, 2009
No one uses credit cards. Cash is the means of payment everywhere. atm"s are available. I would recommend using the one at the Embassy. - Nov 5, 2008
You can use credit cards in some grocery stores and restaurants but we tend to pay in cash in most instances. - Sep 29, 2008
ATMs are no problem in Baku, I am not sure outside the city. - Sep 9, 2008